Do You Have Your Vacant Building Insured?

If you own buildings that are less than 35% occupied, your regular insurance may not cover them. The insurance company will be glad to accept your monthly premiums, but will they pay your claim when you have one? Having your claim turned down because of the vacancy situation, could be disastrous financially. Take a few minutes to call your insurance agent to make sure your property is covered, even though it is vacant. If your agent tells you that they are not covering vacant properties, or that you need to get a different policy for more money, it is time to act.

You may need to check on vacant building insurance or vacant house insurance. This insurance is meant to protect any kind of unoccupied building. This includes warehouses, commercial office buildings, apartment buildings, hotels, vacation homes, seasonal use dwellings, rental properties and properties undergoing renovation. You can start your search for proper insurance at the helpful website at http://www.vacantbuildinginsurance.org. This vacant building insurance company has experts who can guide you through the process of obtaining the best vacant building insurance at the best price. They work with many insurance carriers to get you the best coverage/cost ratio possible. These people specialize in the special needs of vacant building insurance.



It is necessary to find an insurer who understands the needs of insuring vacant buildings. The policy will need to cover liability, vandalism, damage, loss due to fire or weather and more. What if the heat goes off and the pipes freeze, flooding the building? What if thieves break in and rip up the place looking for copper to sell? A good insurance policy takes this all into consideration. A good company will know all the gray areas in determining vacant building status. You will be able to call an agent to see what coverage you need for your particular buildings and circumstances.

You will find that at this resource, you will be able to get quotes from many insurers, some expert advice on coverage and risks and information on the available options for getting the best coverage at the best value. You can get policies for time periods from three months to twenty-four months depending on your needs. There is financing available for the policy if needed. Best of all, you can get the right insurance policy written within 24 hours of submitting the completed application. That is important if you find that your building is not covered .